The Off-By
Paste a licensing quote to see the gap against the verified fees for that license.
How it works
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Choose the license
Pick the state and the license type.
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Paste the quote
Paste the quote. The page reads the dollar amounts in the text.
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Read the gap
The gap is the quote minus the verified fees for that license. A bond in the file stays in its own box.
Covered licenses
Every license in the file, with the counted fee total for one person.
| State | License type | Counted state fees | Link |
|---|---|---|---|
| California | California Financing Law license (finance lender or broker) | $471.25 | California Financial Code section 22103(a) |
| California | Money transmitter license | $5,171.25 | State checklist |
| Connecticut | Money transmitter license | $2,146.25 | State checklist |
| Georgia | Money transmitter license | $2,321.25 | State checklist |
| Idaho | Money transmitter license | $271.25 | State checklist |
| Illinois | Money transmitter license | $371.25 | State checklist |
| Indiana | Money transmitter license | $1,171.25 | State checklist |
| Iowa | Money transmitter license | $1,671.25 | State checklist |
| Kansas | Money transmitter license | $1,921.25 | State checklist |
| Kentucky | Money transmitter license | $1,271.25 | State checklist |
| Louisiana | Money transmitter license | $971.25 | State checklist |
| Maine | Money transmitter license | $671.25 | State checklist |
| Maryland | Money transmitter license | $3,271.25 | State checklist |
| Massachusetts | Money transmitter license | $1,471.25 | State checklist |
| Michigan | Money transmitter license | $3,821.25 | State checklist |
| Minnesota | Money transmitter license | $4,171.25 | State checklist |
| Mississippi | Money transmitter license | $1,671.25 | State checklist |
| Nebraska | Money transmitter license | $1,171.25 | State checklist |
| New York | Licensed lender, master license | $3,171.25 | NYDFS Application Fees |
| New York | Money transmitter, original license | $3,171.25 | NYDFS Application Fees |
| New York | Mortgage banker, original license | $3,171.25 | NYDFS Application Fees |
| New York | Mortgage broker, original registration | $1,671.25 | NYDFS Application Fees |
| New York | Mortgage loan originator, original license | $336.25 | NYDFS Application Fees |
| New York | Mortgage loan servicer, original registration | $3,171.25 | NYDFS Application Fees |
| New York | Virtual currency business (BitLicense) | $5,171.25 | NYDFS Application Fees |
| North Carolina | Money transmitter license | $1,671.25 | State checklist |
| North Dakota | Money transmitter license | $1,121.25 | State checklist |
| Ohio | Money transmitter license | $5,171.25 | State checklist |
| Oregon | Money transmitter license | $1,171.25 | State checklist |
| Pennsylvania | Money transmitter license | $5,171.25 | State checklist |
| Rhode Island | Money transmitter license | $1,671.25 | State checklist |
| South Carolina | Money transmitter license | $2,421.25 | State checklist |
| South Dakota | Money transmitter license | $1,771.25 | State checklist |
| Tennessee | Money transmitter license | $271.25 | State checklist |
| Texas | Currency exchange licenseNMLS fees not included | $5,000 | Texas Department of Banking, Notice to Applicants |
| Texas | Money transmitter license | $10,171.25 | State checklist |
| Utah | Money transmitter license | $471.25 | State checklist |
| Vermont | Money transmitter license | $1,671.25 | State checklist |
| Washington | Money transmitter license | $1,271.25 | State checklist |
| Wisconsin | Money transmitter license | $971.25 | State checklist |
| Wyoming | Money transmitter license | $1,671.25 | State checklist |
Questions
Which licenses are covered?
41 licenses in 33 states are in this file. Counted lines were verified on October 27, 2026.
What does the counted total include?
Verified lines with a numeric amount are counted. A per-person line is multiplied by the number of people you enter. Bonds are not added. Lines that are not verified are not counted.
What is the counted total for one person?
For one person, the low counted total is $271.25 (Idaho Money transmitter license; Tennessee Money transmitter license). The high is $10,171.25 (Texas Money transmitter license).