Sample cited fee
- Licensed lender, master license 1 $3,000.00
- New York Department of Financial Services. Retrieved 29 August 2026. One cited component, not a filing total.
Lending license costs
A lending cost page prints each government fee this file can cite for that state. Cornerstone Licensing quotes the service charge separately.
Cited filing and NMLS processing fees for consumer and commercial lending company licenses. State application fees appear when a regulator schedule publishes them.
Nationwide fees this file can cite
These are the NMLS and federal lines for a lending license. State application fees sit on each state page when a statute or regulator schedule publishes them.
Nationwide fees this file can cite
| Published fee | When it applies | Source | Amount |
|---|---|---|---|
| NMLS company initial set-up / application processing per agency / per license | Each new or transitioned company license filed through NMLS (Form MU1). | Nationwide Multistate Licensing System (CSBS / SRR) | $120.00 |
| NMLS company annual processing per agency / per license | Each annual renewal request filed through NMLS. | Nationwide Multistate Licensing System (CSBS / SRR) | $120.00 |
| NMLS branch initial set-up / application processing per agency / per license | Each new or transitioned branch license filed through NMLS (Form MU3). | Nationwide Multistate Licensing System (CSBS / SRR) | $25.00 |
| NMLS branch annual processing per agency / per license | Each annual branch renewal request filed through NMLS. | Nationwide Multistate Licensing System (CSBS / SRR) | $25.00 |
| NMLS individual initial set-up / application processing per agency / per license | Each new or transitioned individual license filed through NMLS (Form MU4). | Nationwide Multistate Licensing System (CSBS / SRR) | $35.00 |
| NMLS individual annual processing per agency / per license | Each annual individual renewal request filed through NMLS. | Nationwide Multistate Licensing System (CSBS / SRR) | $35.00 |
| NMLS criminal background check per request | Livescan or print-card capture. Charged once per filing regardless of how many licenses are in that filing. Print cards add a $10 card packet fee. | Nationwide Multistate Licensing System (CSBS / SRR) | $36.25 |
| NMLS credit report per request | Charged when NMLS does not already have a credit report less than 30 days old. Single charge per filing. | Nationwide Multistate Licensing System (CSBS / SRR) | $15.00 |
| NMLS credit-card service fee per card transaction | Visa or Mastercard payments through NMLS. ACH has no added service fee. | Nationwide Multistate Licensing System (CSBS / SRR) | 2.5% of the card charge |
State application fees are on each state page when a statute or regulator schedule publishes them. Otherwise open the official NMLS fee chart.
All 50 states
Open a state to read its cited lines. A number in the directory is one cited state line from that page. A blank means this file has no sourced state amount.
- Alabama
- Alaska
- Arizona
- Arkansas
- California $200.00
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York $3,000.00
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Before you file
The cost stack is the cited state fee, NMLS processing when the license uses NMLS, and a Cornerstone Licensing quote for the service charge.
What the cost page covers
Cost stack: published state application or investigation fees, NMLS processing, and unpublished service quotes. The regulator and the NMLS checklist keep the license requirements and the processing clock.
Where the fees are paid
NMLS company initial set-up is $120.00 per agency / per license, cited to the NMLS processing fees schedule. State pages name the regulator that publishes any state amount in this file.
What the service quote covers
Cornerstone Licensing quotes the service charge for this family. The public site lists multi-state licensing, surety bonds, insurance, registered agent, and Atlas tracking for financial-services firms. There is no public price list for these four families.
Provider compare
Cornerstone Licensing is the quote path. The table records published price-list status, scope, and track record.
| Path | Public price list for these licenses | Published scope | Published figures | Next step |
|---|---|---|---|---|
| DIY | No service fee. You pay government and NMLS fees directly. | You file with the state agency or NMLS yourself. | Not a vendor. | Read the DIY stack |
| LegalZoom | Publishes formation and some general-business prices. No public price list for ARM, lending, money-transmitter, or mortgage company licenses. | Public site focuses on entity formation, trademarks, and general legal documents. | Public company. See investor materials for corporate history. | See the full table |
| Harbor Compliance | No public per-state price list for these four financial-license families. | Public site markets multi-state licensing and registered-agent services. | Not restated here. Use the provider’s own published figures. | See the full table |
| Cornerstone Licensing | No public price list. Quote only. | Public site lists multi-state licensing, surety bonds, insurance, registered agent, and Atlas tracking for financial-services firms. | 28 years, 525,000+ filings, 99.995% on-time filing rate, as published on cornerstonelicensing.com. | Get a quote |
Service-dollar ranges are omitted on purpose. If a firm does not publish a price, LicenseStore will not invent one. See sources.
Get the service charge in writing.
LicenseStore.com prices the government fees. Cornerstone Licensing quotes the service charge for ARM, lending, money transmitter and mortgage licenses.
