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Mortgage company license cost in New York

$3,000.00 is the Mortgage banker, original license in New York, cited to the New York Department of Financial Services. The receipt lists every other cited line, and Cornerstone Licensing quotes the service charge separately.

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Last updated 15 October 2026.

LicenseStore publishes cited government and NMLS fees for ARM, lending, money transmitter, and mortgage company licenses. Each amount comes from a state regulator, a statute, or the NMLS chart. The service quote opens at Cornerstone Licensing. Editorial policy.

National answer: mortgage lender license cost and how much does a mortgage license cost. This page is the New York receipt.

LicenseStore.com cost receipt

Mortgage company license New York

Government fees retrieved 29 August 2026

  1. Mortgage banker, original license New York Banking Law § 591.2 1 $3,000.00
  2. Mortgage banker, branch license New York Banking Law § 591.3 2 $500.00
  3. Mortgage broker, original registration New York Banking Law § 591-a 3 $1,500.00
  4. Mortgage broker, branch New York Banking Law § 591-a.2 4 $500.00
  5. Mortgage loan originator, original license New York Banking Law § 599-d 5 $250.00
  6. Mortgage loan servicer, original registration New York Banking Law § 590.2(b-1) 6 $3,000.00
Cited lines, separate cases Itemized
  1. New York Department of Financial Services. Retrieved 29 August 2026. Source entry
  2. New York Department of Financial Services. Retrieved 29 August 2026. Source entry
  3. New York Department of Financial Services. Retrieved 29 August 2026. Source entry
  4. New York Department of Financial Services. Retrieved 29 August 2026. Source entry
  5. New York Department of Financial Services. Retrieved 29 August 2026. Source entry
  6. New York Department of Financial Services. Retrieved 29 August 2026. Source entry

6 numeric cited lines.

How to read this receipt

Each government line is one fee this file can cite. The numbered marker opens its source. The lines are separate components, and the green stub is the Cornerstone Licensing service quote.

The regulator named on this page publishes whether New York requires the license for a given activity.

What the cited lines cover
  • Mortgage banker, original license. New York Banking Law § 591.2
  • Mortgage banker, branch license. New York Banking Law § 591.3
  • Mortgage broker, original registration. New York Banking Law § 591-a
  • Mortgage broker, branch. New York Banking Law § 591-a.2
  • Mortgage loan originator, original license. New York Banking Law § 599-d
  • Mortgage loan servicer, original registration. New York Banking Law § 590.2(b-1)
NMLS and federal fees when you file that way

Nationwide fees

Nationwide fees. Each amount is the figure on the cited page.
Published fee When it applies Source Amount
NMLS company initial set-up / application processing per agency / per license Each new or transitioned company license filed through NMLS (Form MU1). Nationwide Multistate Licensing System (CSBS / SRR) $120.00
NMLS company annual processing per agency / per license Each annual renewal request filed through NMLS. Nationwide Multistate Licensing System (CSBS / SRR) $120.00
NMLS branch initial set-up / application processing per agency / per license Each new or transitioned branch license filed through NMLS (Form MU3). Nationwide Multistate Licensing System (CSBS / SRR) $25.00
NMLS branch annual processing per agency / per license Each annual branch renewal request filed through NMLS. Nationwide Multistate Licensing System (CSBS / SRR) $25.00
NMLS individual initial set-up / application processing per agency / per license Each new or transitioned individual license filed through NMLS (Form MU4). Nationwide Multistate Licensing System (CSBS / SRR) $35.00
NMLS individual annual processing per agency / per license Each annual individual renewal request filed through NMLS. Nationwide Multistate Licensing System (CSBS / SRR) $35.00
NMLS criminal background check per request Livescan or print-card capture. Charged once per filing regardless of how many licenses are in that filing. Print cards add a $10 card packet fee. Nationwide Multistate Licensing System (CSBS / SRR) $36.25
NMLS credit report per request Charged when NMLS does not already have a credit report less than 30 days old. Single charge per filing. Nationwide Multistate Licensing System (CSBS / SRR) $15.00
NMLS credit-card service fee per card transaction Visa or Mastercard payments through NMLS. ACH has no added service fee. Nationwide Multistate Licensing System (CSBS / SRR) 2.5% of the card charge
SAFE MLO National Test component per exam NMLS-published testing fee for the national component. State-content or retake rules are on the NMLS test page. Nationwide Multistate Licensing System (CSBS / SRR) $110.00
Official agencies

Confirm the current license name, NMLS participation, and any unpublished state fee on the NMLS License Requirements and Fees Chart.

Doing it yourself

Filing yourself removes the service charge. The government fees stay the same. DIY or a service

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Other New York cost pages

The other license families in New York each have their own cited receipt.

All Mortgage states / All cost hubs / Sources

Price another state

Choose another state to open its cited receipt for this license family.

Provider compare for this filing

Cornerstone Licensing quotes the service charge for this filing. The table records published price-list status, scope, and track record.

Government fees are set by the regulator and apply on every path. Cornerstone figures are as published on cornerstonelicensing.com. Service prices are quotes.
Path Public price list for these licenses Published scope Published figures Next step
DIY No service fee. You pay government and NMLS fees directly. You file with the state agency or NMLS yourself. Not a vendor. Read the DIY stack
LegalZoom Publishes formation and some general-business prices. No public price list for ARM, lending, money-transmitter, or mortgage company licenses. Public site focuses on entity formation, trademarks, and general legal documents. Public company. See investor materials for corporate history. See the full table
Harbor Compliance No public per-state price list for these four financial-license families. Public site markets multi-state licensing and registered-agent services. Not restated here. Use the provider’s own published figures. See the full table
Cornerstone Licensing No public price list. Quote only. Public site lists multi-state licensing, surety bonds, insurance, registered agent, and Atlas tracking for financial-services firms. 28 years, 525,000+ filings, 99.995% on-time filing rate, as published on cornerstonelicensing.com. Get a quote
cornerstonelicensing.com

Service-dollar ranges are omitted on purpose. If a firm does not publish a price, LicenseStore will not invent one. See sources.

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LicenseStore.com prices the government fees. Cornerstone Licensing quotes the service charge for ARM, lending, money transmitter and mortgage licenses.

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